Home   |   Alfa Insurance   |   Alfa Health   |   Alfa Dental   |   Alfa Realty   |   County Federations    
ALFA Farmers
-> Headlines
-> Video News
-> Country Kitchen
-> Photo Galleries
-> Events


More Headlines...
February 26, 2009   Email to Friend 

Darryal Ray
(334) 613-4187
February 26, 2009

MONTGOMERY, Ala. -- It's a clear advantage -- vision care that focuses on savings.

It's called the CS Group Vision Program, and it's the newest benefit of membership in the Alabama Farmers Federation.

Underwritten by Citizens Security Life Insurance Company, the CS Group Vision Program is a vision insurance plan that strives to eliminate or drastically reduce out-of-pocket costs for members by partnering with Davis Vision's national network of almost 25,000 private practitioners and many national retail centers.

A leader in comprehensive vision care services for 40 years, Davis Vision has numerous regional laboratories that further help reduce costs to its customers by offering discounts for vision care and products.

"Davis Vision is a company that operates on the principle of doing whatever it takes to exceed customers' expectations," said Mike Tidwell, director of the Federation's Department of Organization. "That's why you'll find Davis Vision serving such Fortune 500 companies as Viacom, Delta Airlines, Federal Express and General Electric. And that's why we're pleased to offer it as the newest addition to our ever-growing list of member benefits."

As part of the Federation's benefits package, members are able to purchase CS Group's Vision coverage at unbelievably low rates -- just $8.40 per month for a single member, $15.10 per month for a "member, plus one" or $22.75 for the entire family.

In return, members who purchase the coverage receive eye exams and lenses every year and frames every two years. The co-payment is $20 for the exam and $20 for materials.

Participants can review their benefits and eligibility, locate a nearby provider and even download driving directions 24/7 at www.CitizensGroup.com. Members who go outside the network receive reimbursement according to the plan.

CS Group Vision Program includes a wide range of benefits, including a retail frame allowance or access to Davis Vision's exclusive "Collection" with more than 200 different styles of frames, including designer frames which are covered in full after the member's co-payment. Because Davis owns and operates numerous ophthalmic laboratories where plan eyewear is made, many of the "extras" such as fashion and gradient tinting are included at no additional cost.

While other vision plans may require $50 to $100 or more out-of-pocket expenses per claim, CS Group Benefits Vision offers a wide array of spectacle lens options at significant savings.

For example, members who want VariluxTM progressive lenses pay $200 to $300, on average, for that feature. With CS Group Benefits Vision, however, members will pay only $90 -- a savings of up to $210. Want scratch-resistant coating? Members can save up to $40 off the average retail price for that feature. Need progressive lenses? Members can save up to $150 off the average retail price.

Contact lens wearers get big price breaks, too, with their lens, evaluation and fitting service paid in full after their co-payment when purchasing contacts at independent providers providing the Davis Contact Lens formulary. CS Group Benefits Vision Program's exclusive Davis Contact Lens Formulary offers many of the popular soft/standard daily wear, disposable or planned replacement lenses on the market today. When purchasing contacts at retail locations or non-formulary contacts from independent providers, the $130 retail allowance will go toward the contacts and the fitting fee.

There are other bonuses, too. For example, CS Group Benefits Vision provides an unconditional breakage warranty to repair or replace any plan frame or lenses for one year from the date of delivery. The warranty applies to any eyeglasses made with plan eyewear and manufactured in a Davis Vision regional laboratory.

During eye examinations, Davis Vision also includes a Dilated Fundus Evaluation to screen for diabetes, glaucoma, hypertension and other diseases.

CS Group Benefits Vision also offers proprietary contact lens replacement to members through a mail-order program known as Lens 1-2-3!® where members can receive replacement contact lens by simply calling 1-800-LENS123 with a current prescription. And every order comes with a complimentary starter kit.

Want more? Members who select non-covered materials may receive a 20 percent discount on items not covered by the benefit, such as second pairs, sunglasses, etc. Disposable contact lenses are available at a 10 percent discount.

For more information about CS Group Vision Program, visit the Member Benefits section of www.AlfaFarmers.org or go to www.CitizensGroup.com and click on the "Vision" button.

  Email to Friend More Headlines...  

e-News Sign Up | Site Map | Weather | Contact us RSS logo RSS Feed Twitter logo Follow us Facebook logo Become a Fan
© Copyright 2003 - 2010 Alabama Farmers Federation.
All Rights Reserved.